We collect nonpublic personal information about you in order to provide you with an insurance quote or insurance policy that is accurate.  We collect information from the following sources:

  • Information we receive from you on applications or other forms
  • Information about your transactions with us or the insurance companies we represent
  • Information we receive from consumer reporting agencies, including motor vehicle records, credit reports or claims history

Unless it is specifically stated otherwise in an amended Privacy Policy Notice, no additional information will be collected about you.

In the course of our general business practices, we may disclose the information that we collect (as described above) about you or others without your permission to the following types of institutions for the reasons described and only as permitted by law:

  • To a third party if the disclosure will enable that party to perform a business, professional or insurance function for us
  • To an insurance institution, agent or credit reporting agency in order to detect or prevent criminal activity, fraud or misrepresentation in connection with an insurance transaction
  • To an insurance institution, agent or credit reporting agency for either this agency or the entity to whom we disclose the information to perform a function in connection with an insurance transaction involving you
  • To an insurance regulatory authority, law enforcement, or other governmental authority in order to protect our interest in preventing or prosecuting fraud, or if we believe that you have conducted illegal activities

Our policy regarding information confidentiality and security:

We restrict access to nonpublic personal information about you to those employees who need to know that information in order to provide products or services to you.  We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.  We respect your privacy and the security of your information at all times.